You can find stripped down Renters Insurance policies for as little as $50.00 per year from any local agent if you have good credit. Most people spend about $150.00 per year on Renters Insurance as they find value in some of the optional endorsements, such as personal property replacement cost (which allows you to buy new items without a deduction for depreciation if you have a claim). Most of my customers add identity theft insurance to their policies so they can file a claim if they are the victim of identity theft. It will help restore incorrect info and pay attorney fees and some time off of work.
In short, a basic policy won't cost much, but for a few extra dollars per month you can get much better coverage.
What state are you in? I may be able to help you. Send me an email!
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In short, a basic policy won't cost much, but for a few extra dollars per month you can get much better coverage.
What state are you in? I may be able to help you. Send me an email!