Simply, any person or family that is renting an apartment or house should have renters insurance. The lease you have to sign as well may require you to have it showing proof upon taking possession of the rental.
Now the type of Renters insurance is solely up to you. I always recommend getting replacement value versus current value of your possessions. Contact your agent/broker to discuss the pricing and what exactly will be covered.
Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
Every renter faces the possibility of losing their personal property if the unit that they are renting is destroyed. They also face the possibility of facing a lawsuit that could bankrupt them. Some renters chose to accept those risks personally and they do not insure. If you want someone “in your corner” when tragedy strikes, then you want a renter’s policy.
.JPG){kind=avatar}
Now the type of Renters insurance is solely up to you. I always recommend getting replacement value versus current value of your possessions. Contact your agent/broker to discuss the pricing and what exactly will be covered.