Will Renters Insurance Cover Flood Damage?
16470 POINTSview profileDavid OsgoodAgent, Rural Mutual Insurance Co., Union Grove, WINiether homeowners or renters insurnace will cover flood damage under normal circumstances. To get flood insurance coverage it must be purchased from a carrier that is appointed bye the federal government. Only select carriers provide flood insurance coverage and agents must be appointed with one of those carriers to be able to sell flood insurance coverage.Answered on October 5, 2013flag this answer
14231 POINTSview profileTom SheehanAgency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482A standard Renters Insurance policy, like any standard property policy, will not include coverage for damage that results from a flood. This type of loss is always excluded in such policies and can only be obtained by purchasing a Flood Insurance policy. This is a federally funded program managed by FEMA and such policies are more than likely available through your Insurance Professional.Answered on July 31, 2014flag this answer
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