Does An Employer Have To Offer A Retirement Plan?

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   Steve Savant

   Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona

   There is no mandate requiring companies to offer employer sponsored retirement plans, qualified or non-qualified. Most small businesses offer qualified retirement plans as an employee recruitment and retention strategy. Offering a qualified retirement plan like a 410(k) is a significant benefit for employees, especially if the employer matches some of the employees contributions.

   Answered on September 6, 2013

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