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Planning for retirement in your 40s is much easier than waiting until you are in your 50s.
A great start is to begin contributing monthly and systematically to your 401K (if available) and take advantage of all matching provided by your employer. A combination of mutual funds, tax planning and other instruments should be discussed
Your best option is working and taking advice with a full-time (that is critical) financial planner or broker. They will devise a program that projects what you need to save, and how your risk tolerance must be considered.
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A great start is to begin contributing monthly and systematically to your 401K (if available) and take advantage of all matching provided by your employer. A combination of mutual funds, tax planning and other instruments should be discussed
Your best option is working and taking advice with a full-time (that is critical) financial planner or broker. They will devise a program that projects what you need to save, and how your risk tolerance must be considered.