1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    An employer can establish a defined contribution retirement plan in accordance with Internal Revenue Code 401(k.) The employer is responsible for the plan documents including definitions. While not required there may be some mention of key employees. If your plan has provisions like this, they would be in the plan document which is available from your employer.
    Answered on January 6, 2015
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