1. 61667 POINTS
    Steve Savant
    Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona
    Establishing a retirement plan is actually paying yourself first. Making regular disciplined deposits is an excellent way to save for your golden years. Many Americans only have Social Security, but they may very well be inadequate to fund a comfortable retirement, so you need to add your own personal plan.
    Answered on September 5, 2013
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