David RacichPRO
    Fountain Hills, Arizona
    Product suitability is very important and one of the items of suitability is a establishing a risk tolerance assessment. Non-qualified deferred annuities have three basic crediting methods: fixed interest rate crediting in an annuity, indice crediting in index annuity and crediting or sometimes debiting in separate sub accounts in variable annuities. Was you determine which crediting method fits your risk tolerance, then you should decide how long your annuity position should be and does the policy have any benefits for maintaining it in force.
    Answered on July 2, 2013
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