1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    Most life insurance companies will not reinstate a life insurance policy after surrender. Once a cash value is returned to you for permanent coverage, the life insurance company will declare themselves free of liability. However, if it is a very short period of time since the surrender, you could contact the life insurance company to see if they will do so, especially with Term insurance.
    Answered on July 1, 2013
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