David RacichPRO
    Fountain Hills, Arizona
    A variable annuity is a security and insurance product that needs to be deemed suitable for the buyer before moving forward with the purchase. You could lose money in variable annuities. Variable annuities have differing embedded policy provisions and additional riders, usually, for an addition price. Expense loads may dictate the value of the variable annuity as does the portfolio of separate sub accounts. Once you've determined your risk tolerance and product suitability you can rank variable annuities by expense loads and policy provisions that best fit your financial goals. 
    Answered on June 28, 2013
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