1. 16470 POINTS
    David OsgoodPRO
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    If you or one of the the other drivers in your household that is listed on your policy fall outside of your current auto carrier's guidelines or fraudulant information has been provided to the carrier they would more than likely drop your coverage with typically at least 15 day notice or non-renew your policy at the end of its term.
    Answered on September 27, 2013
  2. 2210 POINTS
    Brenda HansonPRO
    Vice President/Agent, Best Rates Insurance Inc, Kalispell Montana
    Depending on your states laws. They have to give you 45 day notice in Montana and the can if you fraudulently  put information on your application they can there are many reasons why they can. In many cases they Non renew you
    When you get an auto policy in most states it clearly states that you must list all drivers that regularly dive your auto and if you don't then that is fraud and they can also use that to cancel on a Home if there is more of a risk then it is possible or 2 many claims there numerous factors that would apply contact a local agent and find out why there are many things that they can do to prevent this from happening
    Answered on September 27, 2013
  3. 16470 POINTS
    David OsgoodPRO
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    Yes, if you do not pay your premiums or no longer meet the carriers standards the carrier can either cancel or non-renew your policy typically with as least fourteen days notice. Contact your local agent to discuss the details of the drop notice. They may be able to help you understand the reasons behind your coverage being dropped or non-renewed.
    Answered on October 6, 2013
  4. 2775 POINTS
    Joe 'Gravy' GravesPRO
    Owner, I Hate Buying Insurance, Nashville TN
    Absolutely. As it should be. Sure, state laws vary from state to state. Yet Auto insurance companies SHOULD be able to drop you. Why gravy???

    First, it's not YOUR insurance. YOU are part or a pool, a pot, a group of people all sharing the financial risk. If you were out to dinner for your birthday and say, 50 people came. Your best friend brings her new boyfriend along for you to meet. During dinner he gets drunk, flirts with all the other women, and throws a punch at the server .... Would he be invited back... or even possibly asked to leave the party??? You betcha.

    Now this example might be silly. Yet it illustrates how the agreed conduct of a group is what governs if you will stay or go. With car insurance (as most insurance plans), you have to comply with the rules or risk getting asked to leave the party. -gravy
    Answered on May 24, 2016
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