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    dmrozek
    Ann Arbor, MI
    I hope I understand your question correctly.  I'm assuming you're asking if an insurance company getting your insurance score will show up on your credit report and affect your credit score.  In general, no.  I can only speak for my own state of Michigan but I'm pretty sure other states work the same way.  An insurance score is different from a credit score.  There are many different models to calculate an insurance score and different companies will use different models.  

    When an insurance company orders an insurance score it won't affect your credit score like applying for a loan will.  If it shows up at all, it will show up as an insurance score and won't be used to calculate your credit score.  So, don't be worried if your agent asks for information to order an insurance score.  It's usually one of the largest discounts that a company will offer.
    Answered on November 25, 2013
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