1. 185 POINTS
    Brennan Hurley
    Producer, Hurley Insurance Brokers, Inc., Pittsburgh, Pennsylvania
    This may vary greatly from state to state, however in PA you can purchase coverage through at least one carrier that I am aware of with a suspended license.  They require evidence that the license has been reinstated within 30 days of the effective date.  This does not address the legality of driving on a suspended license however.
    You may also want a comprehensive only policy which covers the vehicle for perils other than collisions.
    Answered on May 8, 2013
  2. 7647 POINTS
    Mark Bartlett CLCSPRO
    Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
    In order to obtain insurance on a suspended license you must have the ability to regain your license by obtaining insurance. The insurance carrier will issue you in most cases an SR-22 which will notify the DMV you have insurance thereby enabling you regain your license. Otherwise you can not obtain insurance if your license is going to remain suspended.
    Answered on May 8, 2013
  3. 15645 POINTS
    Edward HarrisPRO
    Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US
    Typically, to legally drive, you need to have a valid driver's license. A suspended driver's licence can be reinstated and under certain situations, you may receive special limited driving privileges.

    When a license is suspended, it can be reinstated. However, there may be special fees and paperwork that needs to be completed, such as an SR-22 Bond.

    When first applying for coverage, your rate is based on your age, the vehicle and your license status. So it's important to properly shop for the best type of coverage, at, of course, the lowest rate. As experienced brokers, that's our job. We essentially do the shopping for you, so you can get the best pricing.

    Our websites are specifically designed to help you compare the lowest rates, and easily apply for coverage.
    Answered on May 8, 2013
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