1. 14231 POINTS
    Tom Sheehan
    Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
    You can switch your car insurance at any time, but some times are better than others.  If you have had an accident that is your fault, when you switch carriers after that, you may be paying a higher rate because of the claim.  If you happen to be insured by a company that offers Accident Foregiveness, then you will find that when your policy renews, the premium wll not increase due to that accident.
    Answered on July 25, 2013
  2. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    Typically you can change insurance carriers at any point that you wish. You will need to sign with a new carrier before you cancel with the old carrier so as not to have a gape in your auto insurance coverage though. Your new carrier can more than likely assist you with the cancellation of the policy with the old carrier if you wish them to.
    Answered on November 6, 2013
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