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Car insurance will cover your vehicle if you hit a curb. However, assuming you have collision coverage, a deductible will apply to damages to your vehicle. Typically, the deductible is between $100 and $500.
Damages to the curb (which should be nominal) would be covered under the liability portion of your policy, and more specifically, the "property damage." Your policy should easily cover all of the damages.
Before filing the claim, it's wise to check with auto insurance experts such as us, or your local broker.
Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
If you have Collision coverage on your auto policy, then you have coverage for damage to your car as a result of hitting a stationary object. A curb would certainly qualify as a stationary object. Collision coverage provides benefits if you hit another motor vehicle, a stationary object or a human being. Comprehensive coverage takes care of other physiecal damage or loss such as flooding, beiiung hit by a falling or flying object, fire, theft, vandalism, etc. Talk to your Insurance Professional about the specifics of your policy to gain a broader understanding of the benefits that it provides and any limitations or exclusions it may contain.
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Damages to the curb (which should be nominal) would be covered under the liability portion of your policy, and more specifically, the "property damage." Your policy should easily cover all of the damages.
Before filing the claim, it's wise to check with auto insurance experts such as us, or your local broker.