1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    California law does not require tenants to purchase a renter's policy.  The tenant should understand that they have two major liabilities.  The first is that someone could be injured while in the property owned or controlled by the tenant.  A resulting lawsuit could be devastating.  The second is that although the landlord routinely insures the structure he or she does not provide any coverage on the tenant's personal property located inside the structure.   This means that all you own could go up in smoke!  These policies are relatively inexpensive and should be given serious consideration.
    Answered on February 18, 2014
  2. 14231 POINTS
    Tom Sheehan
    Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
    I do not know of any state law that requires that one have Renters Insurance.  Certainly it is not the law of the State of Connecticut.  However, the law does not prohibit a property owner from requiring that their tenants carry renters insurance.  Talk to your insurance professional about your needs and seriously consider renters insurance for your own protection and peace of mind.
    Answered on February 18, 2014
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