1. 4470 POINTS
    Brandon Roberts
    Owner, The Insurance Pro Blog,
    The state of New York requires that you carry liability coverage of at least $25,000 per incident with a $50,000 maximum and $10,000 in property damage. 

    If you have a loan on the care you are insuring, you will also need to carry comprehensive (collision) coverage as per the terms of your loan.  This requirement comes from the bank that issues the loan and has nothing to do with the state of New York.
    Answered on September 1, 2013
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