1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    The way to get cheap auto insurance at age 18 might vary by your state.  In California it would help if you were a part of a household with other drivers who have a good driving record.  It will help a great deal if you are at least a “B” student, carrying a full load.  It would help if your driving record was spotless.  It would help if your household had other lines of insurance with the same carrier, there might be several multi-line discounts available.  Different insurers might offer additional discounts.  Finally, it might help if you were assigned to an older car and accepted only PL/PD coverage on that vehicle.
    Answered on June 6, 2014
  2. 15645 POINTS
    Edward HarrisPRO
    Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US
    Need cheap car insurance at age 17? One of the most important things to do is to shop and compare different rates from multiple carriers. Prices can vary by as much as 50%, depending on the insurer that you are using.

    Utilize all discounts, including good student, multi-policy and any other offered reductions. A broker will handle all of this for you at no cost.

    LIVE answer provided by: Ed Harris - Premier car insurance broker for 33 years and owner of several top-rated auto insurance websites.
    Answered on June 7, 2014
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