My son does not live with me and he is 25, Do I have to carry him?

My Insurance company is putting my son on my insurance which drives it way up. Do I really have to carry him on my insurance?

  1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    In California insurance follows the automobile. All the drivers in the household are considered when determining the rate. If your son is no longer in the household he doesn’t have to be included. If he is driving one of your cars, and the car is registered in your name or your are a co-registrant you should call your agent and get advice. This is particularly critical if he is operating your car in another state.
    Answered on March 11, 2015
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