1. 4470 POINTS
    Brandon Roberts
    Owner, The Insurance Pro Blog,
    There are numerous people that can be covered under auto insurance and it really depends on your specific policy.  To determine exactly what is covered you should seek out advice either from your agent or the customer service department of the auto insurer with whom you have your current policy.
    Answered on August 25, 2013
  2. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    Auto insurance follows the automobile.  The fact that most automobiles have passengers makes the policy also include them.  Sometimes people walk near motorways and in a way the auto insurance policy protects them from damages.  In a way society is also covered in that bills get paid, injuries healed and commerce can move smoothly.
    Answered on June 23, 2014
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