1. 0 POINTS
    David RacichPRO
    Fountain Hills, Arizona
    If you have a health history of critical illness in your family, you should consider securing critical illness insurance. If older relatives have critical illness the resulted in assisted living or nursing home confinement, you should consider securing critical illness insurance. If you have indications that you may be susceptible to a disease, you should consider critical illness insurance, while your health condition is reasonably good.
     
    Answered on June 12, 2013
  2. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    One reason to purchase Critical Illness Insurance would be to set your mind at ease if you were to be diagnosed with a serious illness. For persons who have gone through that with a family member, both that experience and the fear of having the genes for that illness, can eat at them. Knowing that there would be a pool of money to use if that fear materialized, can be very comforting.
    Answered on August 10, 2013
  3. 2180 POINTS
    Kelly Moser
    Social Media Strategist, Disability Insurance Services, California
    Critical Illness Insurance can cover medical co-pays, transportation to treatment centers, child care, etc.  People often think their medical plans will cover more than hospital and medical expenses, but they don’t.  Critical Illness Insurance, unlike DI, is perfect for high-risk jobs, non-working spouses, active military and the self-employed.  Without the burden of extra bills, you can focus on healing.
    Answered on August 15, 2013
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