Can I Get Disability Insurance In Washington If I’m Pregnant?

  1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    If you are pregnant, disability insurance companies will not cover time off ("disability") from recovering from childbirth. If they do issue you a policy, there would be an exception for any time off taken in conjunction with your pregnancy and delivery of that baby. This is not just in Washington state, but in all the states in the United States.
    Answered on September 6, 2013
    flag this answer
  2. 11783 POINTS
    Contact Me
    Larry GilmorePRO
    Agent Owner, Gilmore Insurance Services, Marysville, Washington State
    Yes, it is quite possible to get disability insurance in Washington while pregnant. Unfortunately, the pregnancy would fall under the pre-existing clause of the policy and not be covered by a disability policy if it occurs prior to applying for coverage.  While there is no longer a pre-existing clause with health insurance. Disability insurance is not part of that decision as it is income insurance, not medical insurance.
    Answered on November 17, 2013
    +0
    1 Thumb up 0
    +1 this answer
    flag this answer
  3. 0 POINTS
    Paul Pukis
    Owner, Mosaic Insurance Alliance LLC, 2122 164th St SW Ste 301, Lynnwood WA 98087
    Of course you can.  Just don't look to the disability policy to help finance time off work or issues from the pregnancy.  Insurance companies have this nasty little "pre-existing conditions" clause with disability insurance.  A disability policy will help with other problems down the road but won't help with the pregnancy.  However, the pregnancy itself does not stop your ability to purchase a disability policy.
    Answered on December 8, 2013
    flag this answer
    4. Did you find these answers helpful?
    Yes
    No
    Go!

Add Your Answer To This Question

You must be logged in to add your answer.


<< Previous Question
Questions Home
Next Question >>