1. 2180 POINTS
    Kelly Moser
    Social Media Strategist, Disability Insurance Services, California
    Yes, you can purchase private disability insurance through a life agent.  There are numerous carriers that offer disability insurance to all different types of occupations.  Your agent should be able to provide you with quotes from several different carriers.  If you're a business owner, you can also purchase business overhead expense disability insurance or key person DI.  For individuals, there's also bank loan DI and retirement DI.
    Answered on September 18, 2013
  2. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    Yes, you can buy disability insurance in an individual policy, in most circumstances. You must have an income and be insurable in regard to health and occupation. Most people purchase long term disability insurance because they do not have income saved up to last many years, if a disability should last that long. You can find websites that sell disability insurance online or in local insurance agencies.
    Answered on September 18, 2013
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