Yes, you can buy short term disability insurance. There are less than a handful of companies that sell it as an individual policy, that I know of. It is much easier to get short term disability insurance through a group.
On the other hand, it is not difficult to find individual long term disability coverage, and most people can buy long term disability insurance at a reasonable price.
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On the other hand, it is not difficult to find individual long term disability coverage, and most people can buy long term disability insurance at a reasonable price.