How Long Can You Be On Your Parents Health Insurance?

  1. 260 POINTS
    Ben Simpson
    President, Simpson Financial Solutions, Omaha, NE
    One of the changes to the Patient Protection and Affordable Care Act (Obama Care) was to allow a child to stay on a parents plan until the age of 26. There have been many negative implementations with this bill, but this is one of the good ones. Many College students are having trouble finding work in a less than stellar economy. This change will help make sure they access to health insurance.  
    Answered on June 25, 2013
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  2. 1575 POINTS
    Christopher Lawrence
    Insurance Broker | Financial Consultant, Lawrence Insurance Consulting, Southern New Jersey
    The ACA will expand dependent coverage to individuals through their 26th birthday. Simply put until one reaches the age of 27. They do not have to be listed as dependents in any other area to occupy this status on the health insurance policy, and may not be dependent on the individual for any reason (aside from the health insurance). After the age of 27 individuals who require special consideration (mental/physical that prevents them from being able to live indepedently) will be the primary focus with regard to any further extention.
    Answered on July 18, 2013
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