I can only assume by this question you are referring to collecting disability benefits with out owning a disability insurance policy. If so, the answer is probably. If you have worked enough quarters to qualify for Social Security disability and Medicare and your medically diagnosis states you are indeed disabled then you should be able to start collecting benefits. Do an online search to find the Social Security website and follow the protocol. Good luck.
Yes, people can collect Social Security Disability benefits, and do not have to buy private Disability Insurance to get cash while being disabled. However, to get Social Security disability benefits you must generally be disabled for at least a year, and be unable to work (or be trained to work) at any job.
Private Disability Insurance pays benefits more quickly. Also, with DI, if you have the "own occupation" feature, it pays if you cannot work at your OWN job, not just ANY job. Finally, private disability insurance pays a higher benefit than Social Security DI. You can even supplement SSDI with DI.
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Private Disability Insurance pays benefits more quickly. Also, with DI, if you have the "own occupation" feature, it pays if you cannot work at your OWN job, not just ANY job. Finally, private disability insurance pays a higher benefit than Social Security DI. You can even supplement SSDI with DI.