1. 0 POINTS
    David RacichPRO
    Fountain Hills, Arizona
    Your number one asset is your ability to earn money to pay for the lifestyle you want. Disability insurance is paycheck protection and can generate a good portion of your income if you can’t work. Most executive packages include full disability insurance coverage until age 65. The odds are you’ll need it once during your working life.
      
    Answered on June 23, 2013
  2. 10968 POINTS
    Tim WilhoitPRO
    Owner, Your Friend 4 Life, Brentwood TN
    Typically you need disability insurance to cover the risk of losing your ability to earn a living. Once you achieve the point of not needing to earn income to live you would no longer need disability insurance. This could be from earning a residual income for life, an  inheritance, large sell of assets or simply retiring from work with an ongoing retirement income.
    Answered on May 30, 2014
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