1. 10968 POINTS
    Tim Wilhoit
    Owner, Your Friend 4 Life, Brentwood TN
    The short answer to what is covered by long term disability insurance is a percentage of your income. This benefit money can be used for anything you choose. Typically it is used to cover your daily living expenses while out of work, but can be used for items not covered by your health insurance such as a wheel chair ramp.
    Answered on October 2, 2014
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