Who Really Needs Disability Insurance?
0 POINTSContact Meview profileDavid RacichPROFountain Hills, ArizonaAnyone who works full time should have disability insurance which is paycheck protection. Most Americans have 90 days of cash reserves. The odds of a disability occurring during your working lifetime is significant. The average disability insurance for a healthy middle aged worker is 3-5% of their compensation. It's the most neglected insurance and the most important.Answered on July 22, 2013+01+1 this answer
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2180 POINTSview profileKelly MoserSocial Media Strategist, Disability Insurance Services, CaliforniaAnyone who relies on an income needs disability insurance. Unless you're able to retire tomorrow, it's unlikely your savings would last more than 6 months in the event of a disability that kept you from working. Disability insurance pays a benefit in the event that you can no longer work due to an illness or injury. 1 in 4 of today's 20 year olds will become disabled at some point in their working career, so there's a higher probability of you becoming disabled than you might think.Answered on January 8, 2014flag this answer
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