Does Health Insurance Cover A Drug Overdose?

  1. 1575 POINTS
    Christopher Lawrence
    Insurance Broker | Financial Consultant, Lawrence Insurance Consulting, Southern New Jersey
    Yes, HEALTH INSURANCE has been mandated to cover emotional/mental disorders, and substance abuse separately from other inpatient treatments. However they do issue policy limits under these two headings, generally in regard to the total number of days that a individual will be covered for inpatient treatment. Generally the yearly maximum for substance abuse treatment is about 1/3rd. that which is allowed for psychiatric disorders.
    Answered on April 18, 2013
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