1. 47 POINTS
    Kevin Haney
    A.S.K. Benefit Solutions, New Jersey
    If you are buying health insurance as an individual your occupation as a nurse does not impact your premium costs directly. The factors affecting premiums will be your choice of plan (platinum, gold, silver, bronze, or catastrophic), your age, where you live, and your income. There may be premium and cost sharing subsidies based upon income (100 to 400% of the federal poverty level qualify for subsidies). 

    If you are purchasing coverage through your employer, the premium cost is mostly determined by the level of employer contribution.
    Answered on February 28, 2014
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