Health insurance costs vary by several underwriting risk assessment variables. Very soon more information will be available regarding exchange programs under the Patient Protection and Affordable Care Act of 2010 (PPACA) which will help give additional insight into average costs, but still averages will be dependent on assumptions about type of coverage and age of the insured.
There really isn't a clear cut answer to this. Currently, the rate will depend upon a multitude of factors including carrier, plan design, age, sex and health conditions. Once the marketplace hits, your rates will be determined by far less factors. I would encourage you to work through an insurance agent to assist you determining the right and most affordable plan option for you.
The cost for plans will vary depending on various circumstances. Once thing to consider, the higher the deductible, the lower the premium. And vice versa, lower the deductible the higher the premium.
If you choose a deductible only plan then your premiums would be less expensive than with a plan that has a copay to see a doctor for illness or injury.
All the plans cover the following:
Doctor visits
Urgent care and emergency visits
Hospital stays
Surgeries
Preventive and wellness services, like annual checkup
Prescription drugs
Maternity care
Mental health and substance abuse treatment
Contraceptive coverage
It's best to speak with a licensed advisor to find the plan that's right for you.
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If you choose a deductible only plan then your premiums would be less expensive than with a plan that has a copay to see a doctor for illness or injury.
All the plans cover the following:
Doctor visits
Urgent care and emergency visits
Hospital stays
Surgeries
Preventive and wellness services, like annual checkup
Prescription drugs
Maternity care
Mental health and substance abuse treatment
Contraceptive coverage
It's best to speak with a licensed advisor to find the plan that's right for you.