What Is Ipa Health Insurance?

  1. 1305 POINTS
    Neil Steinman
    Owner, Orange County Health & Life Insurance,
    An IPA is an "Independent Practice Association"... a group or association of doctors within a geographic region. So if you have a health plan through a specific IPA, it's an HMO in that you receive all your care within that IPA and you generally have a PCP (primary care physician). If you pick an IPA, make sure you're happy with your primary doctor (although you can change primaries) and be sure there are lots of speciliasts in the group, PLUS... check the list of hospitals in the IPA to be sure you're comfortable with those that are included.
    Answered on June 19, 2013
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