1. 47 POINTS
    Kevin Haney
    A.S.K. Benefit Solutions, New Jersey
    You should add your newborn to your health insurance policy within 30 days of birth. Most policies will automatically cover any newborn baby during those first thirty days.  Many children are born with health issues that require ongoing care. If you add your child during the thirty day period there will be no interruption in coverage. 

    Birth of a child is a qualifying life event. This means you can change your plan outside of open enrollment. However if you wait too long you may have a gap in coverage until the next open enrollment period arrives.
    Answered on July 11, 2014
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