Does Homeowners Insurance Cover HVAC?

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   David Osgood

   Agent, Rural Mutual Insurance Co., Union Grove, WI

   It may less your deductible if you have a equipment breakdown endorsement on your policy or if the HVAC system was damaged due to a covered loss. Remember every policy is different. Please read your policy completely to understand the coverage provided and any exclusions that there may be or contact your local agent to have them go over the policy with you.

   Answered on September 18, 2013

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