Does Homeowners Insurance Cover Roof Leaks?

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   David Osgood

   Agent, Rural Mutual Insurance Co., Union Grove, WI

   Your homeowners policy may cover a roof leak up to the policy limits less your policy deductible if the cause of the roof leak is due to a covered incident. Remember every policy is different. Please read your policy completely to understand the coverage provided and any exclusions that there may be or contact your local agent to have them go over the policy with you.

   Answered on September 18, 2013

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