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    Tom Larsen
    Chief Encouragement Officer, Larsen Insurance Agency, Buffalo, NY
    Some home insurance companies do offer a no claims discount and some do not. All insurance companies use different criteria in underwriting including credit, safety item (smoke detectors, fire extgr., alarms, etc.), loss history (or no losses) and package credit (with your car). So it depends on the insurance company.
    Answered on March 12, 2014
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