1. 180 POINTS
    njinsuranceguy
    Salem NJ
    That question is very open ended.  Homeowner insurance premiums are determined by multiple factors, including your location, age, replacement cost of your home, quality of construction, limits of liability desired, your insurance score; which is partially made up of your credit score. There is really no answer to give, your best bet is to contact an independent agent that can shp around for you and advise you on coverage.
    Answered on July 23, 2013
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