Should I Get Long Term Healthcare Insurance?

  1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    You should get long term healthcare insurance (normally called long term care insurance) if you have assets to protect; if you want more choices in selecting who should provide your care for you, and where it should be provided; and if you can afford to pay long term care premiums.
    Answered on July 23, 2013
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  2. 671 POINTS
    Scott Bannon
    Independent agent, Scott Bannon, Florida
    Yes, you should purchase long-term care insurance especially if you do not want to become a ward of the government when you need the care. Also, different policies cover different types of care. Therefore, make sure your agent is knowledgeable in this area. It boils down to paying yourself first. This will allow you, or your designee, to make your choices for you and not the government.
    Answered on May 4, 2015
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