1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    The best way to get the answer to this question would be to contact a local agent. Insurance policies are as unique as the people who purchase them, which makes the rates for each policy typically unique. Some of the factors that affect your premium for your homeowners insurance are: the year your premise was built, the valuation of the premise, the geographic location of the premise, distance from the nearest responding fire department, and distance from the nearest fire hydrant just to name some of the main ones.
    Answered on September 18, 2013
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