1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    This is going to vary from area to area and carrier to carrier. If you feel that the rates at your current carrier are too high, call local agents within your area to have them quote your business. If your current agent is an independent broker they should be able to shop your coverage for you to try to get you a better rate.
    Answered on September 18, 2013
  2. 617 POINTS
    Waltere Koti
    Principal Agent, First Insurance Agency Inc, United States
    The cheapest car insurance for young will depend on your state and zip code. If you are a Maryland resident and you are between the agesof 16 and 20 , it will be very difficult not impossible to find insurance in the standard market. Some exceptions to this is when the Child goes on Parents Insurance policy. In Maryland , MAIF or the Maryland Automobile Insurance Fund insures most young and inexperience drivers or experience driver with accidents and tickets. They must have been declined coverage by at least two standard insurance companies or none renewed by one to qualify for coverage with MAIF. In some cases Progressive may also be good with young drivers but their rates are better if the driver is at least 21 and have good credit score

    Hope this helps.
    Answered on June 19, 2015
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