1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    I suppose that there is a wide variety of answers to this question as most agents have access to a limited number of homeowner’s policies.  Some homeowner’s policies offer a deductible that is a percentage of the coverage.  That means that the higher the amount of coverage the greater the deductible.  High deductibles significantly reduce the price of the policy and should always be considered. 
    Answered on April 29, 2014
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