1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    The best rate on home insurance is found in a policy that insures your home.  It is the best because it has promised to pay when your home is damaged by named perils.  The most important part of a homeowner’s policy is the limits.  An agent will listen to you, provide solid financial advice, and communicate clearly with you and the insurance company.  Then when you have a claim, your policy should stand beside you and your recovery may exceed your premiums paid by a great deal.
    Answered on June 11, 2014
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