Which is the best life insurance company in the US?
37376 POINTSview profileDavid G. Pipes, CLU®, RICP®Business Development Officer, T.D. McNeil Insurance Services, Fresno, CaliforniaInsurance companies are closely regulated by states. State commissioners take aggressive actions to protect policyholders. The best life insurance company is the one that insures you. It is best because it alone is obligated to pay your beneficiary. The key issue is to have a life insurance policy that is in force the day that you need it. No other consideration is nearly as important.Answered on February 27, 2014flag this answer
1330 POINTSview profileMark TaylorLicensed Life Agent, Life and Finance/ 50 States, New YorkThere are many companies that have plans and coverages that are more fit to any consumer. Although all are different in their own way they serve their purpose to get the best insurance to fit your needs. Companies can be judge on financial ratings, claims, rate, and underwriting. It is all on the consumer. I work with multiple companies so that is how I get the best coverages. Speak an independent agent. Get advice on what is best.Answered on February 28, 2014flag this answer
21750 POINTSview profileJim WinklerCEO/Owner, Winkler Financial Group, Houston, TexasGreat question! The best company is the one that gives you the best coverage for the best price. There are a lot of really good companies out there, and many that are very good in their particular areas of expertise. If you are looking, some things to look at are their ratings by A.M. Best or Standard & Poor's, for financial stability; The number and variety of complaints that are on record about them, and how clearly worded their promotional materials are - do they make sense? (or just promises?). Hope that helps you, I have a few favorites that I use for specific reasons, if you'd like to discuss them, please contact me. Thanks for asking!Answered on May 5, 2014flag this answer
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