Can Pregnant Women Get Life Insurance?
0 POINTSContact Meview profileDavid RacichPROFountain Hills, ArizonaThe life insurance industry seems to have no underwriting standard for pregnant women. But a rule of thumb is that most will underwrite a woman during the first two trimesters of pregnancy. General underwriting concerns look for gestational diabetes and high blood pressure, which can generate a rating or postponement.Answered on June 28, 2013+11+1 this answer
0flag this answerview more answers by David Racich.JPG)
63333 POINTSview profilePeggy MaceMost of the U.S.Yes, if your health is excellent, you can get the best health rating even into the second trimester. There are No Exam policies that are reasonably priced, for which it does not matter if you are pregnant. You can get that quickly, then apply for a medically underwritten policy after your baby is born. You can even add a child rider for your baby, if you wish, that will ensure he or she is able to get reasonably priced life insurance for the rest of his or her life.Answered on June 28, 2013flag this answer- 617 POINTSview profileWaltere KotiPrincipal Agent, First Insurance Agency Inc, United StatesMost insurance underwriters will not consider pregnancy as an underwriting issue so long as the insured does not have other health issues that require medication. Under normal circumstances a healthy pregnant woman should not have any difficulty getting health insurance. If other health issues arise then they may rated higher.Answered on May 12, 2015flag this answer
Did you find these answers helpful?
Yes
No
Go!
Add Your Answer To This Question
You must be logged in to add your answer.
