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The last plan that was approved is the one that is in the Medicare system. When your provider files a claim with Medicare, they adjudicate the claim and send it on to your Medigap carrier of record. That is the only carrier that will have information and will be able to pay your claims.
The cost of 2 plans would also be more than having 1 Medigap plan F that covers all 9 benefits at 100%.
I hope the information is helpful - please feel free to contact me for help and if you have any questions. Thanks very much.