How Much Cash Value Would I Have In A Whole Life Of 10,000 Dollars?

  1. 14231 POINTS
    Tom Sheehan
    Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
    Honestly that depends totally on when you purchased the policy.  If you started the contract 20 years ago, you would have more than if you had started it 10 years ago.  And of course, if you bought it 30 years ago, the cash value would be even more.
    Answered on October 4, 2013
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  2. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    The cash surrender value of your whole life insurance policy is contained in a table inside your life insurance policy. These tables vary by company. Some life insurance policies are “participating” and there might be additional funds available if you surrender a “participating” policy. Most of the time there are limited if any tax consequences when surrendering a policy.
    Answered on February 18, 2015
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