1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    The best life insurance policy is the one that is in force on the day that you die. If it expired the day before it was an expensive mistake. The cheapest is probably the policy scheduled to expire the day after you die. Since few of us know when we will die, we probably need to plan to have coverage over the time frame that covers our obligations. Many of those obligations might be on-going in which case permanent insurance is the best policy.
    Answered on September 19, 2014
  2. 10968 POINTS
    Tim Wilhoit
    Owner, Your Friend 4 Life, Brentwood TN
    The best life insurance policy to have or to purchase is the policy that meets the needs of your specific goals at the best price in the market. I highly recommend using an experienced independent life insurance broker that represents more than 10 carriers to professionally shop the market to find that best plan at your best rate.
    Answered on February 9, 2015
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