1. 63333 POINTS
    Peggy Mace, Certified Senior Advisor (CSA)®PRO
    CEO, Outlook Life, Inc, Most of the U.S.
    I have not seen where Clark Howard recommends purchasing term life insurance from any one specific life insurance company. He recommends to comparison shop from websites that offer choices from multiple life insurance companies so that you can find the lowest term life premiums for you and your family.
    Answered on September 26, 2014
  2. 1866 POINTS
    Paul RothPRO
    Senior Commercial and Annuity Specialist, Freedom Brokers, Marion, Carbondale, Harrisburg IL
    Straight term life insurance is pretty straightforward. There are sometimes subtle differences in policies, so if there is an apples to oranges comparison, your agent should be able to explain them to you. Term insurance is just what it says. You are covered for a certain period of time, for a certain amount of money, selected by you, your needs and your budget. To shop, do not go to an agent that only represents one company. Go to an independent agent. The independent agent will be able to shop different companies for you, getting quotes from several different companies, and give you the best option for what you are looking. Remember, though, the day after the term runs out, you have no coverage, so be watchful as your needs change and time marches on.
    Answered on May 9, 2016
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