Who Should Not Buy Life Insurance?

  1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    Anyone that does not wish to make certain that their family members will be able to take care of debts left behind and leave them struggling to make up for the income loss besides having to deal with the emotional burden of their loss. Everyone should purchase life insurance if they are capable and purchase it at as young an age as they can. Contact a local agent to discuss policy types, coverages, and pricing.
    Answered on September 19, 2013
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  2. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    The person who does not need life insurance is the one whose passing will be unnoticed.  Even then, that person might love someone and want their lives a bit better.  It is difficult to imagine but I suppose some people are sufficiently insignificant that their passing will be insignificant.  If you are in that category you might want to buy life insurance so that you can make a contribution that will force people to remember you.
    Answered on May 30, 2014
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